Next-Gen Refund Payments. . Right now its a hot one. Otherwise, do some research online. The Federal Trade Commission announced this week that it would send thousands of checks totaling more than $822,000 to student loan borrowers who lost money in a debt-relief scheme. Overview The Middle Class Tax Refund (MCTR) is a one-time payment to provide relief to Californians. Are you exaggerating what your AI product can do? Learn more about your rights as a consumer and how to spot and avoid scams. An official website of the United States government. Looking for legal documents or records? . To verify the check is from the FTC, go to ftc.gov/amg. We wont post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups. The FTC and its law enforcement partners announced actions against several income scams that conned people out of hundreds of millions of dollars by falsely telling them they could make a lot of money. None of the money collected in FTC lawsuits goes to the FTC or its attorneys. And all manner of robots serve or control us. In cases where the FTC is required to report payments to the IRS, the agency will include a 1099 tax form with your check. . Youve probably heard: this holiday season, it might be harder to find the gifts youre looking for. Find legal resources and guidance to understand your business responsibilities and comply with the law. I requested a check reissue. Has someone asked you for something in exchange for your AMG refund check? If you have questions about your AMG refundcheck, go to the FTC'sAMG refundspage, or call the refundsadministrator at 1-866-730-8174. We review all comments before they are posted, and we wont post comments that dont comply with our commenting policy. Looking for legal documents or records? If you get a check, please cash it within 90 days. Youve probably heard: this holiday season, it might be harder to find the gifts youre looking for. We wont post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups. Does the FTC publish statistical information about its refund programs? You are driving down a rod you see a guy waiting to cut across to get to the other lane so you see him look the other way and see a whole line of car coming so you slow down as you know he was inching forward. Once payments have been issued,PayPal sends an email telling recipients about their refund. Heres what you need to know if you get a check from the FTCs settlement with AMG: Has someone asked you for something in exchange for your AMG refund check? According to the FTC case, Avant falsely advertised to customers that it would accept loan payments by card. Before sharing sensitive information, make sure youre on a federal government site. The site is secure. Except for these administrative costs, the FTC tries to return all the money collected for refunds to injured consumers. In addition, the agency is resending checks to more than 33,000 people who didnt previously cash their check. I tell DOD and USG folks to educate themselves on AI/ML, there are tons of YouTube videos on it and some simple books to read, podcasts, etc - know what it is and what it isn't. What to do about unwanted calls, emails, and text messages that can be annoying, might be illegal, and are probably scams. The site is secure. Stephanie T. Nguyen, Chief Technology Officer, Competition and Consumer Protection Guidance Documents, According to a complaint filed by theFTC,LifeLock, failed to establish and maintain a comprehensive information security program. The FTC first sent payments in this matter in May 2020, which resulted in more than $8.4 million in refunds. FTC attorneys and other staff are paid a salary from the agencys annual budget. The site is secure. Learn about getting and using credit, borrowing money, and managing debt. Find legal resources and guidance to understand your business responsibilities and comply with the law. Use our visualizations to explore scam and fraud trends in your state based on reports from consumers like you. In one version of the scam, you get a call and a recorded message that says its Amazon. We wont post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. But scammers try to cause confusion and take advantage at every step. Before labeling your product as AI-powered, note also that merely using an AI tool in the development process is not the same as a product having AI in it. A total of 17,367 checks worth more than a total of $3.7 million are being sent to borrowers from an FTC settlement with Avant LLC. They do not belong to or represent views of the Federal Trade Commission. The FTC is sending PayPal payments totaling $4.7 million to 338,189LifeLock customers who were membersbetween 2012 and 2014. We may also use the agencys Consumer Sentinel Network database to find eligible recipients. You can find the phone numbers for FTC refund programs at, To discuss your claim or payment, call the number on the claim form, check, or email that you received from the FTC. Find legal resources and guidance to understand your business responsibilities and comply with the law. And its happy news when those cases result in refunds. Corporate greed should not override the current state of dangerous affairs. We review all comments before they are posted, and we wont post comments that dont comply with our commenting policy. For example, were not yet living in the realm of science fiction, where computers can generally make trustworthy predictions of human behavior. Wow, just noticed I have to provide labeled data for CV ML to post this. If you have any other questions, please call the refund administrator at1-866-898-5106. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. . Heres what you need to know about these calls. We wont post threats, defamatory statements, or suggestions or encouragement of illegal activity. about the $505 million in checks going back to 1.1 million people who got an online payday loan from a company affiliated with AMG Services. What to do about unwanted calls, emails, and text messages that can be annoying, might be illegal, and are probably scams. The FTC states that all refund checks should be cashed within 60 days and that if there are any questions about the refunds, recipients should contact the FTC's refund administrator, Epiq, at 1 . Slam the next scam and report to law enforcement." During National Consumer Protection Week, IRS-CI will share information on its Twitter account about how to slam a particular scam. , which focused on fairness and equity but also said, clearly, not to overpromise what your algorithm or AI-based tool can deliver. As a business development professional who works for a small company that is bringing AI-enabled software to USG customers I found myself being defensive as I read the article. The .gov means its official. It is your choice whether to submit a comment. And weve heard from many of you that you got your check and cashed it. For more information about the FTCs refund process, see How the FTC Provides Refunds. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. But keep in mind, this is a moderated blog. Use our visualizations to explore scam and fraud trends in your state based on reports from consumers like you. Opinions in comments that appear in this blog belong to the individuals who expressed them. Generally, after the initial distribution, we process check reissues once a month. Anticipation" same as cars in front you turn right, you can see ahead it all stopped. The company and phone number for each case are listed on the chart. HSR threshold adjustments and reportability for 2023, A Century of Technological Evolution at the Federal Trade Commission, National Consumer Protection Week 2023 Begins Sunday, March 5, FTC at the 65th Annual Heard Museum Guild Indian Fair & Market - NCPW 2023, FTC Sends Nearly $5 Million in Refunds to People who Lost Money to Cramming Scheme, Company That Placed Crammed Charges on Consumers Phone Bills Settles FTC Contempt Charges, FTC Seeks Return of $52 Million Worth of Bogus Phone Bill Cramming Charges; Agency Charges Nation's Largest Third-Party Billing Company with Contempt, Crammers Settle FTC Charges (October 1999), FTC Enforcement Actions Continue to Target "Crammers". We wont post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups. Fake checks can take weeks to be discovered and untangled. If you have questions about your AMG refund check, go to the FTC's AMG refunds page, or call the refunds administrator at 1-866-730-8174. Phishing scams are still prevalent. CI has also created a short video about how to protect yourself from scams, posted on IRS-CI's YouTube page. For questions or to activate your card, visit the Contact information on this page. The purpose of this blog and its comments section is to inform readers about Federal Trade Commission activity, and share information to help them avoid, report, and recover from fraud, scams, and bad business practices. For example, were not yet living in the realm of science fiction, where computers can generally make trustworthy predictions of human behavior. Free e-filing tools are available at www.irs.gov/freefile. But the fact is that some products with AI claims might not even work as advertised in the first place. But keep in mind, this is a moderated blog. Whatever it can or cant do, AI is important, and so are the claims you make about it. Lina M. Khan was sworn in as Chair of the Federal Trade Commission on June 15, 2021. And yes he cut across. " We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. AI hype is playing out today across many products, from toys to cars to chatbots and a lot of things in between. If we know of a company that is lying to the public about its AI capability, is there a way to report that? The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. In these cases, we send an email from the FTC (subscribe@subscribe.ftc.gov) to payment recipients prior to payment. We work to advance government policies that protect consumers and promote competition. A.I accelerate till the camer tell it the cars are all stopped. To get data about this mailing - like how many checks went to your state or the percentage of checks cashed so far - visit the FTC's interactive dashboard for refund data. Stephanie T. Nguyen, Chief Technology Officer, Competition and Consumer Protection Guidance Documents, Refund Programs: Frequently Asked Questions, I received a payment or claim form from the FTC. If you receive a PayPal payment, you have 30 days to accept it. Comments and user names are part of the Federal Trade Commissions (FTC) public records system, and user names also are part of the FTCscomputer user recordssystem. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. humans will need to be able to peer into what is now not transparent, the invisible gut. Breathless media accounts dont help, but it starts with the companies that do the developing and selling. Federal government websites often end in .gov or .mil. Search the Legal Library instead. Most FTC cases do not require you to file a claim. If you get a check, please cash it within 90days. Before sharing sensitive information, make sure youre on a federal government site. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. We expect commenters to treat each other and the blog writers with respect. After letting those initial feelings subside, I think it is a great article and I have sent it to several DOD friends. Find legal resources and guidance to understand your business responsibilities and comply with the law. Before sharing sensitive information, make sure youre on a federal government site. Comments and user names are part of the Federal Trade Commissions (FTC) public records system, and user names also are part of the FTCscomputer user recordssystem. The comments posted on this blog become part of the public domain. The .gov means its official. If you have questions about your AMG refund check, go to the, Legit employers will never pay you by telling you to deposit a check and wir. The .gov means its official. We wont post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. We work to advance government policies that protect consumers and promote competition. The site is secure. Or can all this be simply ignored? The FTC is sending out 541,247 checks averaging $63.35 per check. Our mission is protecting consumers and competition by preventing anticompetitive, deceptive, and unfair business practices through law enforcement, advocacy, and education without unduly burdening legitimate business activity. The FTC reports how much money was returned to consumers, how much was spent on administrative costs, and how much was sent to the U.S. Treasury when there were leftover funds, each year and for every case, on the agencys Refunds Dashboard. This question is for testing whether or not you are a human visitor and to prevent automated spam submissions. And its happy news when those cases result in refunds. To protect your privacy and the privacy of other people, please do not include personal information. If you think you can get away with baseless claims that your product is AI-enabled, think again. And at the FTC, one thing we know about hot marketing terms is that some advertisers wont be able to stop themselves from overusing and abusing them. to payment recipients prior to payment. But the check was fake, so you'll have to pay your bank the amount of the check, plus you'll lose any money you wired. Estimate your payment amount And what exactly is artificial intelligence anyway? Stephanie T. Nguyen, Chief Technology Officer, Competition and Consumer Protection Guidance Documents, You can findanswers tocommon questions about refund payments on. Spot the latest COVID scams, get compliance guidance, and stay up to date on FTC actions during the pandemic. To discuss your claim or payment, call the number on the claim form, check, or email that you received from the FTC. Refund checks will expire on August 3, 2022 (90 days after being sent.) Find the resources you need to understand how consumer protection law impacts your business. In these cases, we send an email from the FTC (subscribe@subscribe.ftc.gov) to payment recipients prior to payment. Heres how it works Acting Associate Director, Division of Consumer and Business Education, FTC. If you do, you must create a user name, or we will not post your comment. Heres what you need to know about these calls. Federal government websites often end in .gov or .mil. If you are eligible, you will automatically receive a payment. And at the FTC, one thing we know about hot marketing terms is that some advertisers wont be able to stop themselves from overusing and abusing them. Looking for legal documents or records? Your thoughts, ideas, and concerns are welcome, and we encourage comments. You dont need a machine to predict what the FTC might do when those claims are unsupported. The FTC sends money that cannot be distributed to consumers to the U.S. Treasury. The https:// ensures that you are connecting to the official website and that any information you provide is encrypted and transmitted securely. businesses to avoid using automated tools that have biased or discriminatory impacts. You don't have to pay for an FTC refund, and you don't have to give any information to cash a refund check. When the funds are made available in your account, the bank may say the check has "cleared," but that doesn't mean it's a good check. We wont post comments that include vulgar messages, personal attacks by name, or offensive terms that target specific people or groups. An official website of the United States government. Start small, then add on. We work to advance government policies that protect consumers and promote competition. What to know when you're looking for a job or more education, or considering a money-making opportunity or investment. Payments are expected to be issued between October 2022 and January 2023. The message says theres something wrong with Its Cyber Security Awareness month, so the tricks scammers use to steal our personal information are on our minds. Please, doTERRA distributors charged with making unfounded COVID-19 cure claims, Tenant screening practices: the FTC wants to learn more. . They always have a good story to explain why you cant keep all the money. If the FTC contacts you about a refund, you'll find information about the case at ftc.gov/refunds. But one thing is for sure: its a marketing term. Whenever theres an FTC refund program, information is available at ftc.gov/refunds. Opinions in comments that appear in this blog belong to the individuals who expressed them. Learn more about your rights as a consumer and how to spot and avoid scams. We don't edit comments to remove objectionable content, so please ensure that your comment contains none of the above. FTC court orders typically require the defendants to provide a list of customers, along with their contact information, and how much they paid. Weve. If you were a little too jolly with your holiday spending, here are some tips to help you pay down your credit card debt. The Federal Trade Commission Act authorizes this information collection for purposes of managing online comments. Lina M. Khan was sworn in as Chair of the Federal Trade Commission on June 15, 2021. Its not uncommon for advertisers to say that some new-fangled technology makes their product better perhaps to justify a higher price or influence labor decisions. An official website of the United States government. You can find and verify the phone numbers for FTC refund programs at ftc.gov/refunds. We wont post comments that include personal information, like Social Security numbers, account numbers, home addresses, and email addresses. By that time, the scammer has any money you sent, and you're stuck paying the money back to the bank. We told you last month about the $505 million in checks going back to 1.1 million people who got an online payday loan from a company affiliated with AMG Services. It is our goal to send payments within 6 months of receiving the data and money necessary for distribution. Federal government websites often end in .gov or .mil. Because the FTC recovered additional money from the defendants, the agency is sending a second round of payments. Because the FTC recovered additional money from the defendants, the agency is sending a second round of payments. If you lost money in a scam, you might get a call or email from someone claiming that they can help you recover your funds if you pay them, hand over personal information, or allow them remote access to your computer. Find legal resources and guidance to understand your business responsibilities and comply with the law. Right now its a hot one. Your thoughts, ideas, and concerns are welcome, and we encourage comments. Heres how to spot it. If you think you can get away with baseless claims that your product is AI-enabled, think again. Memo from Chair Lina M. Khan to commission staff and commissioners regarding the vision and priorities for the FTC. Can I still get my payment? In most FTC cases, the money is distributed on a pro rata basis, meaning that each recipient receives an equal percentage of his or her total loss. Are you aware of the risks? So, many of us might be looking for alternatives, like buying gifts locally or maybe from online marketplaces or sites you find through your social media accounts, online ads, or by searching Youve opened all your gifts, and now its time to open those post-holiday credit card statements. We may routinely use these records as described in the FTCsPrivacy Act system notices. Because there is still money in the fund, the FTC is sending another round of payments to people who previously cashed a check or accepted a PayPal payment and have a valid email address on file. Comments and user names are part of the Federal Trade Commissions (FTC) public records system, and user names also are part of the FTCscomputer user recordssystem. Whenever possible, the FTC uses the money it collects from defendants to provide refunds to injured consumers. Spot the latest COVID scams, get compliance guidance, and stay up to date on FTC actions during the pandemic. Does the FTC ever use PayPal to send refunds? Federal government websites often end in .gov or .mil. And remember that the FTC will never ask you to pay money or give your account info to get a refund. A creature is formed of clay. Because there is still money in the fund, the FTC is sending a second payment to everyone who cashed their first check. What to do about unwanted calls, emails, and text messages that can be annoying, might be illegal, and are probably scams. Fake calls from Apple and Amazon support: What you need to know, The Google Voice scam: How this verification code scam works and how to avoid it, Show/hide Shopping and Donating menu items, Show/hide Credit, Loans, and Debt menu items, Show/hide Jobs and Making Money menu items, Money-Making Opportunities and Investments, Show/hide Unwanted Calls, Emails, and Texts menu items, Show/hide Identity Theft and Online Security menu items. The chart below includes recent FTC cases that resulted in refunds. Why didnt I get all my money back? AI as just a magnification / catalyst to human miss behavior. Youve probably heard: this holiday season, it might be harder to find the gifts youre looking for. If I accept this payment, can I still take legal action? Does the product actually use AI at all? This message is not new. Stephanie T. Nguyen, Chief Technology Officer, Competition and Consumer Protection Guidance Documents, Refund Programs: Frequently Asked Questions, HSR threshold adjustments and reportability for 2023, A Century of Technological Evolution at the Federal Trade Commission, National Consumer Protection Week 2023 Begins Sunday, March 5, FTC at the 65th Annual Heard Museum Guild Indian Fair & Market - NCPW 2023, On Point Global Refunds (Fake DMV Websites), On Point Global Refunds (Fake Government Assistance Websites), University of Phoenix Settlement Payments. If theres one constant among scammers, its that theyre always coming up with new schemes, like the Google Voice verification scam. Opinions in comments that appear in this blog belong to the individuals who expressed them. Lina M. Khan was sworn in as Chair of the Federal Trade Commission on June 15, 2021. Scammers sometimes send emails that pretend to be from the FTC or a company you know. To avoid these scammers: For more information, please read the FTCs article about phishing scams. If you get a call from someone who says theyre from the FTC but asks you for money or sensitive information, please tell the real FTC at ftc.gov/complaint. Its safer to go to the website by typing the URL into your browser: Never pay money or give sensitive financial information to get a refund payment from the FTC. Please call for details. A computer takes over a spaceship. Before sharing sensitive information, make sure youre on a federal government site. We expect commenters to treat each other and the blog writers with respect.
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